Dave Ramsey Show #8506: Author Ainsley Earhardt Joins Dave In Studio - December 11, 2016

Hour 2: Aired on Friday, December 9, 2016 - Leslie (Breckenridge, CO) asks how much she should save to buy a house.  - Cory (Bloomington, IN) is paying off debt. Should he attack the student loans or mortgage first? - Dave talks about the book signing event coming up Thursday 12/15 at our office.  - Diane (Lansing, MI) has been told by her financial advisor to go with universal life insurance with long-term care benefits.  - Dave explains why whole life/universal life policies aren't the way to go.  - Nichole and Jeff (Peoria, IL) do their debt-free scream. They paid off $98,500 in 22 months.  - Ainsley Earhardt, author of "Take Heart, My Child: A Mother's Dream," joins Dave in studio.

Dave Ramsey Show #8505: Scott and Becky Paid Off $345K in 3 Years - December 11, 2016

Hour 1: Aired on Friday, December 9, 2016 - Aaron (Huntsville, TX) isn't sure where to start paying off student loans.  - Tanay (Houston, TX) is getting married, but her fiancée owes $200,000 to the IRS.  - Joe (San Jose, CA) wants to know why whole life insurance is bad.  - Wes (Dallas, Ft. Worth, TX) asks if they should pay off the house now.  - Dave answers Sunny's question from Facebook. India is starting a cashless society. What are Dave's thoughts? - Scott and Becky (Effingham, IL) do their debt-free scream. They paid off $345,000 in just three years! - Dave talks about the 12 Deals of Christmas and reveals today's deal.  - Dave answers the Blinds.com question of the day. Mary Kate is a junior in high school. When should she start working part-time or full-time? - Treven (Wasilla, AK) asks if he should sell his rental.  - Jonathan (Baton Rouge, LA) is considering a car loan. He needs a car and can't afford to pay cash

Dave Ramsey Show #8501: When Is it Okay to Live With the Parents

Hour 3: Aired on Wednesday, December 7, 2016 - Suzanne (Monterrey, CA) is helping a friend through the holidays and wants to help long-term. - Dave answers the Blinds.com question of the day. Alexa asks how Dave feels about owner-financed homes.  - Dave talks about the book signing coming up at the office next Thursday (December 15th).  - Kaylie (Minneapolis-St. Paul, MN) needs help with a purchase agreement on a house.  - Trinya (Seattle, WA) gives her debt-free scream. She paid off $35,000 in 20 months.  - Dave explains that living with your parents is only acceptable in short-term situations.  - Dave shares the Scripture and quote of the day.  - Eugene (Columbus, GA) was offered a survivor benefit plan as a military benefit. Is this a good idea? - Emily (Little Rock, AR) needs help teaching her 3-year-old child about giving.

Dave Ramsey Show #8500: Stock Returns vs. Real Estate Returns

Hour 2: Aired on Wednesday, December 7, 2016 - Ben (St. Louis, MO) is cash flowing grad school. Should they put their 401(k)s on hold? - Dave answers Benjamin's question from Twitter. Is it better to buy a cheap car or a car that is cheap to repair? - Dave talks about the 12 Deals of Christmas and reveals today's deal.  - Nathan (Phoenix, AZ) asks how to prepare for buying a house.  - Tanya (Phoenix, AZ) is starting over at age 42. How does a single mom save for retirement on a low income? - Dave answers Rob's question from Twitter. What sort of developer is Ramsey Solutions looking to hire? - Dave answers Jorge's Twitter question. His investment professional is trying to sell him life insurance. What should the do? - Robyn (Indianapolis, IN) does her debt-free scream from the lobby. She paid off $61,000 in four years.  - Josh (Fort Myers, FL) is hanging on to 401(k) rollover checks. What should he do? - Chris (San Antonio, TX) is on Baby Step 7. Should he take money out of mutual funds to buy a new house and make their current home a rental? - Dave explains the difference between returns in stocks and returns in real estate. 

                      

Dave Ramsey Show #8499: Chris Hogan Joins Dave to Talk Retirement

Hour 1: Aired on Wednesday, December 7, 2016 - Emma (Raleigh-Durham, NC) wants to get her husband on board in getting out of debt. - Wayne and Stela (Huntsville, AL) do their debt-free scream. They paid off $200,000 in 64 months.  - Anna (Albany, NY) works as a vendor for two companies who are having a landlord dispute and she knows things she probably shouldn't.  - Chris Hogan joins Dave in the studio to talk about the latest Ramsey Research findings about the retirement crisis.  - Dave and Chris talk about the Retire Inspired Podcast and the new episode that released today. - Dave and Chris talk about investing. Chris tackles the question, "Is it too late to invest?" - Dave and Chris talk about the EntreLeadership 1-Day events coming up in 2017. - Ben (Los Angeles) asks if he should invest in an ESA (Educational Savings Account) or a 529 for their baby.  - Chris (Denver, CO) wants to retire early. Should he invest money outside of a 401(k) so he can access it before the age 59.5?

Dave Ramsey Show #8497: Jami Paid Off $60K in 3 Months

Hour 2: Aired on Tuesday, December 6, 2016 - Ted (Dayton, OH) is concerned they have too many funds. Should they invest in REITs (Real Estate Investment Trusts)? - Rene (San Francisco, CA) feels he may need more life insurance.  - Stephen (Atlanta, GA) is investing while in Baby Step 2. Should he stop? - Marsha (Portland, OR) owns a rental property free and clear. Should they sell it to pay off their personal home? - Phillip (Kansas City, MO) asks if they should pay off their mortgage and sell the house, or remodel and rent it out.  - Jami (Seattle, WA) does her debt-free scream after paying off $60,000 in three months.  - Scott (Spartanburg, SC) is a truck driver and doesn't live in a home. Should he be flipping houses? - Andy (Halifax, Nova Scotia) asks what area of financial planning is behavior more important than the math.  - Dave rants about investments and how the rate of return is dependent on you putting money in.

Dave Ramsey Show #8498: Use Savings to Pay Off Debt

Hour 3: Aired on Tuesday, December 6, 2016 - Chris (Terre Haute, IN) is considering going back to school and paying cash for it. They're in Baby Step 2. - Cory (Oklahoma City, OK) asks if the employer match counts toward the 15% Dave recommends in Baby Step 4.  - Dave answers the Blinds.com question of the day. Briana's budget is tight and she can't join in on all the holiday fun at work. How can she politely decline? - Dave talks about the upcoming book signing event (Thursday, 12/15) at the Ramsey Solutions office. - Jake (Boise, ID) asks if he should use savings to pay off debt.  - Alex and Hannah (Nashville, TN) do their debt-free scream from the lobby (Alex is on the Ramsey Solutions team!). They paid off $50,000 in four years.  - Dave explains our team is all-in on what we teach.  - Dave shares the Scripture and quote of the day.  - Dave answers Jude's question from Twitter. Which of Dave's books would he recommend to a college student in their senior year?  - Dave answers Reed's question from Twitter. Can couches, computers and clothes add to his net worth? - Dave answers Taylor's question from Twitter. What advice would Dave give a medical student with no debt?  - Dave answers Sandy's question from Facebook. What are Dave's thoughts about transferring an IRA over to gold? - Dave answers Sarah's question from Facebook. Can her husband add an extra insurance policy?  - Steve (Annapolis, MD) asks how to approach Baby Steps 4, 5 and 6. Should they skip Baby Step 5 until they pay off the house?