Dave Ramsey Show #8488: Scott and Katelyn Paid Off $85K in 2 Years

Hour 2: Aired on Thursday, December 1, 2016 - Denise (Fort Worth, TX) is having trouble budgeting on an irregular income.  - Matthew (Boston, MA) asks if he should group student loans together.  - Dave talks about Christy Wright's upcoming Business Boutique 1-Day events in 2017.  - Mike (Salt Lake City, UT) is self-employed and researching retirement options.  - Daphne (Atlanta) asks what to do with a 401(k) from an old job and if there's a fee to convert it to a Roth IRA. - Scott and Katelyn (Tyler, TX) do their debt-free scream from the lobby. They paid off $85,000 in just two years.  - Dave talks about the various ways listeners can find the show.  - Dave answers Alyssa's question from Twitter. Does Dave have a homeschool program? - Sarah (Seattle, WA) is worried about the security of using only debit cards.  - Evan (Louisville, KY) is worried about the cost of life insurance while working overseas. - Sara (Duluth, MN) asks if they should refinance to a 15-year mortgage.