Hour 1: Aired on Monday, December 5, 2016 - Deanna (Ft. Benning, GA) is in her second bankruptcy and wonders how to get a foothold on her budget. - Dave talks about the 12 Deals of Christmas at daveramsey.com. - Tammy (Colorado Springs) asks if she needs to sell her commercial real estate to pay off the house. - David (Indianapolis) needs to know if he's on the right financial track. - Dave answers the Blinds.com question of the day. Beth is graduating from high school and asks if she needs a credit score. Why or why not? - Jonathan and Heather (Columbus, OH) give their debt-free scream. They paid off $88,000 in 16 months! - Dave answers a question from Twitter. Tanner asks if there are PMI (private mortgage insurance) payments with a VA loan. - Jarvis (New Orleans) is living in a duplex he owns and wants to keep it for an income. Should he pay it off before buying a personal residence? - Jasmine (Tallahassee, FL) was offered three loans to refinance her home and asks which one she should take. - Dave answers a question from Facebook. Christian asks if all mutual funds earn interest or just dividends.
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